Tr Tuesdays is now “True compassion” Tuesdays, on legal & financial self-defense, from Dr. King’s words we all should have read back in 1968 (or at the age to ‘get it’…) during Sukkot/Tabernacles…

Predatory Landlords, Debt, and Repairing the World

Here is an unfortunately still relevant post on tenants being evicted via bogus service papers, in the District, now, despite MD’s 2016 update requiring more evidence to file against debtors, apparently:

 

Dr. King said that,

“True compassion is more than flinging a coin to a beggar; it comes to see that an edifice which produces beggars needs restructuring. ”

The question is how does such “restructuring” happen?

Following up on my earlier post regarding debt as a problem of financial self-defense, particularly in the case of apartment renters who are forced to live in a lemon or face Breach of Lease, Biblical Law may have something to say about the long term consequences of artificially pushing people into debt (talking about otherwise frugal folks who do not spend profligately).

I respectfully submit that we have had one possible tool in our hands for several thousand years, and it may need to be examined in the context of our present debt crisis -the release of debts, both short term and long term, at different times.  Below is a handout from one of several talks I gave on the relationship between debt and community building, this one from the book of Deuteronomy: DCBM20August_Reeh_Class.

AfterNote: while debts do “expire” at different times in each state and DC according to the type of debt, only two states actually “extinguish” expired debts, and only Maryland prohibits lawsuits being brought against debtors for already expired debts!              Lawmakers in every country need to act to prevent this sort of financial and emotional bullying (in the case of landlords, offering apartments which do not suit, and then reneging on promises to fix issues, while in other cases, offering credit knowing that those who accept are at a relative disadvantage).
In the USA, each state regulates how long one can be sued for a debt, but even then, if the debtor does not know to defend, or is unable for some reason to go to court even if h/she knows, oftentimes creditors sue illegally and win. Now this cannot happen in MD, but the original creditors are still free to harass up to and beyond the Statute of Limitation (‘expiration’) of the debt.

May we look to our collective good, as one Human Race, and to the potential of each and every Human Being.

Read, Write, Dream, Walk !
ShiraDest

my resume: JonesPolicyResumePublic
June 26th, 12017 HE

 

So, it turns out that ‘gutter service,’ aka tossing the papers in the gutter and telling the court the person was served, still happens despite what I read about some jurisdictions raising the bar for filings, and that default judgements are still rendered on faulty bases.   This is where both knowledge of the laws around specific debt-related issues, by locality, and the transportation and health to get there are critical. 

More on my continuing striving with legal and financial self-defense education next week, friends:

Yassas,   γεια σας!    Salût !  Nos vemos!  Görüşürüz!     ! שָׁלוֹם

Action Items in support of literacy and legal/financial self-defense that you can take right now:

1.) Search for two different resources to tell the SoL in your state for the 4 types of debt,

2.) Share them with us in the comments, here, please.

3.) Share your thoughts on how you found and whether or why (or why not) you trust each of the resources you found,

4.) Write a blog post or tweet about it, or just, tell a good story, that makes a difference.

Dear Readers, any additional ideas toward learning, especially multiple #LanguageLearning as part of on-going education and empathy-building, to #EndPoverty, #EndHomelessness,  #EndMoneyBail & achieve freedom for All HumanKind? 

Support our key #PublicDomainInfrastructure  & #StopSmoking for CCOVID-19:
1. #PublicLibraries,
2. #ProBono legal aid and Education,
3. #UniversalHealthCare, and
4. good #publictransport
Read, Write, Ranked Choice Voting and Housing for ALL!!, Teach and Learn (Lesson Plans)!

ShiraDest

September, 12020 HE

(The current lesson plan since this post, and the second most recent lesson plan…)

Published by EmpathyCriticalThinking

A fictional ranger reporting on Babylon 5 history during the human Holocene Era... (for further information, please see http://ShiraDest.wordpress.com )

3 thoughts on “Tr Tuesdays is now “True compassion” Tuesdays, on legal & financial self-defense, from Dr. King’s words we all should have read back in 1968 (or at the age to ‘get it’…) during Sukkot/Tabernacles…

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